Blue Cross of California Site Index Get the Power of Blue Working for You
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Why Blue Cross?


If you don't have health coverage, you risk hurting your wallet as much as your health. Now, Blue Cross of California and its affiliate, BC Life & Health Insurance Company, have more affordable options than ever before:


Get affordable individual health coverage.
Choose from one of the largest networks of participating physicians and hospitals.
Have a health-coverage partner you can rely on.

For more information, call your agent, call us toll free at (866) 319-2583, or contact an agent by filling out the form on the right.


Why Health Coverage?


Don't wait until you get hit with a huge medical bill! A car accident could cost you $106,506*


Internal Bleeding $30,461
Fractured Ribs $23,463
Broken Forearm $25,731
Concussions $26,851
Total $106,506

* Cost is an example only.
Actual costs from accidents vary by incident.
Find the Right Plan

BC Life & Health RightPlan PPO 40
Low cost health insurance plans well suited to young, healthy individuals.
There is no annual deductible and low monthly payments.
Choose from the lowest cost No Prescription plan, the low cost Generic Prescription plan, or the Comprehensive Prescription plan.

BC Life & Health Tonik
The perfect health insurance plan for thrill-seekers, part-time daredevils and calculated risk-takers.
Get all around coverage: preventative, emergency, prescription, eyes and teeth (no maternity coverage).
Choose from three different copay and deductible combinations to suit your lifestyle and budget.

BC Life & Health Short Term PPO Plan
The perfect health insurance plan if you are in between jobs, a new graduate, or waiting for permanent coverage.
Get coverage for as little as 30 days to as much as 185 days, and start whenever you want.
Get coverage for prescription drugs, emergency care and access to any doctor you want.

BC Life & Health PPO 3500 Deductible
A low cost health insurance plan with a higher deductible.
You get 100% coverage after reaching your annual out-of-pocket maximum.
You don't pay a deductible for generic drugs. You also get coverage for Acupuncture & Acupressure, preventive care, and more.

BC Life & Health PPO Saver
Low to medium-cost in-hospital health insurance, plus benefits for other important out-of-hospital services.
You pay a low $500 deductible for in-hospital coverage and a $5,000 deductible for professional services and other coverage. Receive network discounts while you meet your deductibles.
You don't pay deductibles for generic drugs, the first 2 adult or 4 child office visits per year, and covered preventive care benefits.

Blue Cross of California PPO Share Plans
Medium-to higher priced health coverage plans with a choice of three deductibles.
Get coverage for maternity, chiropractic, prescription drugs and more.
You don't pay deductibles for office visits, generic drugs, covered preventive care and acupuncture benefits.

BC Life & Health PPO Share Plans
Medium-priced health insurance plans with a choice of three deductibles.
Coverage for maternity, chiropractic, prescription drugs.
No deductibles for: office visits, generic drugs, covered preventive care and acupuncture benefits.

Blue Cross of California HMO Saver
Our lower-priced HMO health coverage plan features a $1,500 hospital deductible.
Get comprehensive Blue Cross healthcare protection with low $10 copayments for office visits.
No deductible and unlimited lifetime benefits for covered services.

Blue Cross of California Individual HMO
Our highest-priced HMO health coverage plan gives you the same benefits as our HMO Saver without the $1,500 hospital deductible.
Get comprehensive Blue Cross healthcare protection with low $10 copayments for office visits.
No deductible and unlimited lifetime benefits for covered services.